Springfield, MO 417-222-4878
Joplin, MO 417-222-4878

Who Pays Your Medical Bills After An Accident?

You’ve been injured in an accident that wasn’t your fault. The other driver should pay your medical bills, right?

What about the other driver’s insurance? Won’t it pay your medical expenses?

The short answer is that you are responsible for your own medical bills, at first. If the other driver is found to be at fault, their insurance should reimburse you.

Receiving a settlement from an insurance company can take several months. If you have to go to court, it could be much longer.

In most states, you should rely on your own health insurance first. If your insurance doesn’t cover everything and you’re eligible, Medicare may help cover the balance.

Your own auto insurance may include a “medical payments” coverage that can be used (after your primary insurance) to pay for deductibles and co-pays.

After you receive a settlement or judgment, your insurance company(s) may have a right to be reimbursed depending on your plan and the state you are in.

The at-fault driver’s insurance company may make an offer to settle your claim quickly. If this happens, be very careful, as you will have to give up any right to recover any other damages. You may not know the long-term impact of your injuries or other damages to which you may be entitled.

Do You Need An Attorney?

If you’ve been injured in an accident that wasn’t your fault, you should definitely talk to an experienced personal injury attorney. Your attorney can:

  • Help you understand your rights and all the damages to which you may be entitled
  • Review any settlement offer to ensure it’s fair and you’re not giving up your rights
  • Negotiate with medical providers who may not get paid until you get a settlement
  • File a claim in court, if a reasonable settlement cannot be reached

If you’ve been injured in an auto accident, we can help. With 140+ years of combined experience, Johnson, Vorhees & Martucci is one of the region’s leading personal injury law firms. Call us at (417) 313-1130, (417) 319-2113, or (833) 600-0125 for a no-cost, no-obligation initial consultation.

Car Accidents

Memorial Day Safety Tips

Holiday weekends have an exceptionally high number of traffic accidents and incidents. In fact, the National Coalition for Safer Roads did a comprehensive study that found Memorial Day weekend to be the most dangerous holiday for drivers. We’ve put together some safety tips to stay safe on the roads during this upcoming holiday weekend. Prepare for Friday Afternoon Traffic Friday afternoon and evening hold the most potential for risk of

Behind the Scenes

Making a Difference

There is a different type of determination when one has a cause worth fighting for. A flinty, quiet resolve, where one\’s back is iron-firm regardless of the push back. Unrelenting tenacity. An unwillingness to let the bully have his way. You don\’t bully Patrick or those whom he cares about. Always on the side of those most vulnerable. I have known Patrick Martucci for 22 years. I met him after

Brain Injuries

Missouri child\’s brain injuries result in $5 million settlement

A Missouri mom and her three young children were taking a Saturday drive to the library when tragedy struck. As the woman slowed her car to a near stop to turn left into the library parking lot, it was slammed into at 60 mph by a pick-up truck. The violent collision left the woman’s child, just a year and a half old at the time, with traumatic brain injuries. His

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